Official Google Play Privacy Policy

Privacy Policy for Finance Calculator

App Name: Finance Calculator: EMI & SIP | Package ID: com.finance.financecalculator | Effective Date: October 3, 2026

🔒 Core Privacy Commitment: 100% Client-Side & Private

Finance Calculator is designed with a strict privacy-first philosophy. All financial computations, loan amortizations, interest schedules, and investment projections are processed purely locally on your device. We do not track, collect, store, or transmit your financial inputs to any external servers.

⚠️ Google Play Financial Policy Disclaimer

Finance Calculator: EMI & SIP is an educational, analytical, and computational utility developed exclusively for calculation and estimation purposes. This application is NOT a loan provider, banking institution, Non-Banking Financial Company (NBFC), or credit intermediary. The app does not issue personal loans, disburse funds, facilitate credit transactions, or connect users to lending providers.

1. Introduction

This Privacy Policy outlines how Arjun Yadav ("Developer", "we", "us", or "our") handles user privacy for the Finance Calculator: EMI & SIP mobile application (the "Application"). By installing or using the Application, you agree to the terms described in this policy.

2. Data Collection and Usage

We believe financial planning requires the highest standard of confidentiality. Therefore:

No Personal Identifiable Information (PII): We do not require account registration, login credentials, phone numbers, or email addresses.
No Financial Data Collection: All figures entered into loan calculators, EMI calculations, SIP, SWP, FD, RD, or GST tools remain solely in temporary device memory. None of your income, principal amounts, or investment details are harvested or uploaded.
Local PDF & CSV Export: When you generate calculation quotation sheets or amortization schedules, the resulting PDF or CSV file is created locally on your device via Android's native file-sharing APIs.

3. Third-Party Services & Advertising

To support ongoing maintenance and quality improvements, the Application may use standard, privacy-preserving Google developer services:

Google AdMob: The application may display non-intrusive banner or interstitial advertisements provided by Google AdMob. Google AdMob may process pseudonymized advertising IDs and coarse device diagnostics in accordance with Google's Privacy Policy and AdMob Policies. Users can reset their Advertising ID at any time via Android device settings.
Studio Remote Config: An encrypted, static configuration JSON hosted on https://arjunyadav.com/config/ is queried at app launch to verify app version updates and operational status. No user identifiers are logged.

4. Permissions Used

The Application requests minimal system permissions:

INTERNET: Required for remote version check and AdMob advertisement delivery.
ACCESS_NETWORK_STATE: Used to verify network availability before attempting configuration requests.

5. Children's Privacy

The Application is intended for financial planners, business owners, and adults aged 18 and older. We do not knowingly collect personal information from children under 13.

6. Security Safeguards

Because calculations occur entirely within local memory, your financial estimations are immune to server-side breaches or unauthorized third-party scraping.

7. Contact Information

If you have any questions or feedback regarding this Privacy Policy, please contact:

Developer: Arjun Yadav
Website: https://arjunyadav.com
Developer Email: contact@arjunyadav.com